The First National Bank of
DanvilleWestville

Agricultural Credit

1. Agricultural Real Estate Loans. Whether it is for the first-time purchase of farm land, purchase of additional land, refinancing existing land debt, or construction of farm buildings, First National Bank can structure a farm real estate loan to help you meet your long term goals.
2. Agricultural Term Loans. If you are purchasing farm equipment or consolidating existing debt let First National Bank tailor a term loan to meet your needs.
3. Agricultural Lines of Credit. Farmers’ needs for working capital during the growing season are unique to the business world. First National Bank’s experienced agricultural lending officers understand those needs and are able to customize operating loans with flexible terms and easy access of funds while keeping interest costs to a minimum.

Following are some of the areas in which our lending officers are prepared to assist their customers in meeting the financial needs of their agricultural operations:

	Analyzing financial records, including financial statements, tax returns, and cash flow budgets
	Identifying credit needs
	Identifying collateral options
	Summarizing and preparing sound loan proposals and repayment plans
	Monitoring the operation for financial soundness

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Last Modified: March 01, 2005