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Consumer loans are loans to individuals for household, family and other (non business) purposes, whether unsecured or secured by personal property. It is the bank’s policy to provide a complete loan service to all applicants who meet the requirements of our policy statement.
triangle bullet Automobile (value - NADA online)
triangle bullet Boats, recreational vehicles
triangle bullet Bill consolidations, vacations, home improvements
triangle bullet Durable goods used by consumer
triangle bullet Home Mortgages

Rates are based on acceptable type of collateral used:

triangle bullet New and used vehicles - Year, make, model, mileage, accessories
triangle bullet Certificate of Deposit and Savings accounts - use your investment as collateral giving a competitive rate on the loan, plus your investment is still earning interest
triangle bullet Offering Fixed Rate Fannie Mae, FHA, and in-house 3 year and 5 year balloon mortgages

triangle bullet

First-Time Home Owner Loans through Illinois Development Housing Authority

***Special discounts on rates when opening a new First National Bank checking account and/or automatic transfer of payment from First National Bank checking to loan account.

****Flexible products allow First National Bank to offer borrowers more options for low down payment mortgages and more flexiblity for sources of funds for down payment and closing costs.

Applications are available at all locations. For questions and additional information, please contact our Retail Lending Staff.

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Copyright © 2006

Last Modified: December 07, 2006

Equal Housing Lender

Member FDIC