The First National Bank of
DanvilleWestville

Commercial Deposit Accounts

Account Choices
Thanks to new technology, we are able to scan original checks into our computer system and permanently store them. The scanned image becomes a permanent digital document, and can be reproduced at any time. It is a vast improvement over the traditional microfilm used to store your records at the bank. (Call for more details.)

Business Checking
Designed for all business types, this account allows you to reduce or even eliminate your service charges by giving you earnings credit on your average account balance. Our business checking provides you with a detailed, easy to understand monthly statement. You also have access to our Cash Management services to help you maximize the use of your business funds.

Business NOW Account
Available to sole proprietors and nonprofit corporations or organizations, this account pays interest monthly to the account. A detailed, easy to understand monthly statement is provided. Cash Management services are available to help you maximize the use of your business funds.

Business Money Market Account
This account is an interest-bearing alternative to the NOW account and is available to all types of businesses including partnerships and corporations.  Check writing options are 3 checks and 3 transfers and unlimited in-person transactions per month.  This safe, sound investment pays you competitive interest accumulated daily and deposited to your account each month.

Small Business Checking
This account is available to all businesses.  It is perfect for businesses just starting out with a fewer number of transactions.  As your transactions increase, you may switch to a different product more suitable for your business needs.

Business Savings
Business Savings provides easy access to your excess business funds and gives you another option for earning interest for your business.

Non-Profit Checking
This account is designed for the non-profit organization or non-profit corporation with minimal monthly activity.

Certificate of Deposit
First National Bank offers competitive rates in a wide range of terms to best accommodate your needs. Your funds invested in certificates of deposit are FDIC insured to the maximum amount allowed by law.

Cash Management
First National Bank Cash Management services provide state-of-the-art electronic banking to meet the ever-growing needs of businesses and organizations. Commercial customers receive comprehensive and competitive options such as:

	Sweep Accounts
	Cash Concentration Accounts
	Information Reporting BAI Files
	Zero Balance Accounts
	Account Reconciliation
	ACH Origination, including Payroll services
	Lock Box Services
	Electronic Federal Tax Payment System
	Internet Applications

Special Services

Merchant Credit Card Processing
Our program allows your business to accept credit card payments from your customers.

"Employees First" Banking
At First National Bank we understand that providing excellent benefits to your employees is just one of the ways you demonstrate your appreciation for the contributions they make to the success of your company. We also understand the considerable cost to employers to provide these benefits.

Our unique program called "Employees First" is offered at no cost to you. We offer a valuable package of bank services and discounts to your employees. Our representatives can visit your site during lunch breaks or your designated time to help employees sign up, or they may visit any First National Bank location to do so.

Contact our Personal Bankers for complete pricing packages at 217/442-0362.
 

Last Modified: December 20, 2006