The First National Bank of
DanvilleWestville

Consumer Deposit Accounts

Accounts
Thanks to new technology, we are able to scan original checks into our computer system and permanently store them. The scanned image becomes a permanent digital document, and can be reproduced at any time. It is a vast improvement over the traditional microfilm used to store your records at the bank. (Call for more details.)

Economy Checking
For ease in bill-paying or whatever your needs may be, this account provides digital check images with your monthly statement for receipt purposes.

Senior Citizen Checking Account
Available to anyone 60 years of age or more, there is no required balance and no monthly service charge.

Economy PLUS Checking
For the cost-conscious consumer, this account requires no minimum balance, giving you the flexibility of a checking account without the worry of maintaining a high balance or incurring unnecessary fees....PLUS...it has the potential to earn interest, putting your money to work for you.

First Pacesetter Options First Pacesetter Checking or Savings is available to those 50 years of age and over.  A personal banker will help you choose the account that best suits your needs.
	Bank by Phone transactions - no charge
	Photocopies (up to 10 per visit) - no charge
	Money Orders - no charge
	Notary Service - no charge
	Travelers Checks without a fee
	Free Cashier's Checks
	Bank-selected checks at bank cost
	Trust Consultation & Will Review - complementary
	No charge at our bank owned 24 hour ATMs
	Transfers Between Accounts by phone (person to person) at no charge
	Overdraft transfer - $2.00 fee waived

 Personal NOW Account
This account has the potential to earn interest.

Fresh Start Checking
If you need a "fresh start" in the financial world, Fresh Start Checking may be the right account for you.  A low opening fee is charged and 15 checks may be written each month at no additional charge.  This account allows you to rebuild your credit by keeping the account in good standing.  If the account remains in good standing for 12 months, the account holder is eligible for a NOW checking account.  A monthly statement is mailed to you with check images.  View-only access to Internet Banking is available as an option on this account.

Personal Savings
Earn interest while you watch your nest egg grow.

Christmas Club
By saving a little at a time, you can be prepared for those extra holiday expenses. Don’t get caught short of funds during the holidays.

Money Market
This account maximizes your interest earning potential, keeping your funds available for check writing.  Check writing is limited to 3 checks, 3 transfers, and unlimited in-person transactions each month.

Certificate of Deposit
First National Bank offers competitive rates in a wide range of terms to best accommodate your needs. Your funds invested in certificates of deposit are FDIC insured to the maximum amount allowed by law.

Interest rates on interest bearing accounts
are subject to change.
 

Last Modified: December 20, 2006